Select Page

How to Use Affirm on Any Website: Everything You Need to Know

Online shopping is the new trend, with advancements in technology, it allows us to shop from our comfort zones without stepping foot outside. With the help of various payment methods, we can make purchases easier and faster. If you’re looking to buy an item that’s a little out of your budget, consider Affirm, a flexible payment option that can be used to pay your item off in installments instead of paying the entire amount upfront.

Affirm is a payment method that allows customers to make purchases using quick and easy installments. Instead of paying the full amount upfront, a customer can take advantage of Affirm’s financing by breaking the payments into smaller chunks that can be paid off every month with Affirm’s flexible payment option.

Steps for using Affirm on any website

Using Affirm on a website is pretty simple and easy. However, it can be a little confusing if you’re doing it for the first time. Here’s a guide to help you use Affirm on any website:

Step 1: Search for Affirm

When you’re shopping online and you come across an item that has an “Affirm” payment option at checkout, you can take advantage of the financing option. If you’re unsure if the website accepts Affirm, check the payment options during the checkout process, and search for the “Affirm” payment option. If you can’t find Affirm, it’s best to reach out to the website’s customer service for clarification.

Step 2: Apply for Affirm

Once you have found the “Affirm” payment option, click on it to learn more about how it works. The following page will have an option that says “Prequalify Now”. In order to complete the checkout process using Affirm, you must first apply for the program.

Click on “Prequalify Now” and fill out the required information, including your name, address, birthdate, and the last four digits of your Social Security Number. This process requires you to undergo a soft credit check which will not affect your credit score.

Step 3: Verify identity with Text message or Call

You will be required to verify your identity via text message or call. Once you have passed the identity verification, your application will be submitted, and Affirm may offer you a financing plan with various payment options, including interest and financing term lengths.

Step 4: Choose a payment plan

After you’ve been approved for Affirm, choose from the payment options available that best suit your financial needs. Choose the option that fits well within your budget so that you can make your payments conveniently and efficiently without breaking the bank.

Step 5: Complete your purchase

After you’ve selected your payment plan, proceed with the checkout process and select the “Affirm” payment option as your payment method. Once you have completed the checkout, you’ll be directed to the Affirm website to finalize your payment plan and sign an agreement to complete your purchase process.

The advantages of using Affirm

Using Affirm as a payment option on any website can be a beneficial option for many reasons. Here are a few reasons why:


Affirm’s checkout process is simple, easy, and straightforward, allowing customers to make secure and quick payments with ease. With Affirm, you won’t have to go through the arduous process of waiting for approval on credit cards.

Flexible payment options

Affirm provides an extensive range of payment options, helping customers pick payment plans that suit their budget and financing needs. You can choose from the available payment options and terms before you commit.

No impact on credit score

When you apply for Affirm credit, they use your credit score to determine your eligibility for a loan; however, they don’t report your payments to credit bureaus, so your credit score won’t be affected by your purchases.


Shopping online can be expensive, and while there are payment options, paying for everything upfront may not always possible. Affirm can be a useful option to help spread out the cost of purchases over time by breaking them down into smaller monthly payments with no additional interest rates. With Affirm, customers can make purchases with confidence and ease knowing that they can obtain the items they want without breaking their budget. So go ahead and consider using Affirm as your payment method on your next online shopping spree!