Select Page

How to Use Affirm for Flights

If you are planning a trip but don’t have the money to pay for it upfront, financing can be a great option that allows you to enjoy your vacation without breaking the bank. In the past, financing options were limited, but recently, companies like Affirm have started offering a variety of financing options. In this blog post, we’ll discuss how to use Affirm for flights, so you can get to your dream destination without worrying about the upfront costs.

What is Affirm?

Affirm is a financing platform that allows you to make purchases and pay them off over time. The platform mainly specializes in point-of-sale financing for online and offline purchases, which means you can use it to purchase a wide range of products and services offered by its partnering merchants. Affirm also allows consumers to purchase flights online through its partnership with airlines and travel agents and pay for them over time using financing options.

How Does Affirm Work?

Once you have selected your flights through Affirm’s partnered airlines or travel agents, you can choose to finance your purchase. Affirm provides a straightforward application process that takes only a few minutes to complete. You will need to input basic information about yourself, including your name and address, and then select your payment plan from the options available. Most payment plans offer interest rates that range between 10% and 30%, but you will also have to pay Affirm’s upfront finance charge, which will be added to your total loan amount. You will then need to provide your checking account information or debit card information for monthly automatic payments, depending on the payment plan you choose.

Applying for Finance With Affirm

If you want to finance your flights through Affirm, the first step is to find an airline or travel agent that partners with Affirm. These companies will display an Affirm finance option when you are purchasing your flights. From there, you will go through the following steps:1. Select “Pay with Affirm” when you are checking out2. Enter your personal information, including your name, email address, mobile phone number, and date of birth3. Affirm will then perform a soft credit check to confirm your identity and check your credit history. This will not affect your credit score. 4. Choose a payment plan based on your budget and available funding5. If you are approved, you will need to provide your bank account details or debit card information so that payments can be automatically withdrawn each month.

Benefits of Using Affirm for Flights

There are several benefits to using Affirm for flights, including:1. No Hidden Fees: Affirm is upfront about the fees you will need to pay, so you can budget accordingly. There are no hidden fees or charges, so you can easily see how much your monthly payment will be. 2. Flexible Repayment Terms: With Affirm, you can choose a payment plan that works for you. The payment plans range from 3 to 12 months, so you can select one that fits within your budget. 3. Easy Application Process: Applying for financing through Affirm is straightforward and takes only a few minutes. 4. No Impact on your Credit Score: Affirm performs a soft credit check, which means it will not impact your credit score. 5. Build your Credit: If you make your payments on time, you can build your credit score without having to apply for a traditional loan or credit card.


Financing your flights through Affirm may be an excellent option if you don’t have the upfront money to pay for your vacation. The application process is straightforward, and you can choose a plan that works within your budget. It’s important to remember that financing does come with interest rates and fees, so be sure to read the fine print and understand all of the terms and conditions before agreeing to a payment plan. With Affirm, you can travel to your dream destination without having to worry about breaking the bank.